Jaminan bankBank guarantee

Surat di mana bank anda berjanji kepada pihak ketiga (pelanggan, tuan tanah, jabatan) untuk bayar jika anda gagal tunaikan — tiada tunai bertukar melainkan anda ingkar.A letter where your bank promises a third party (a client, landlord, department) to pay if you fail to deliver — no cash changes hands unless you default.

Bila pelanggan atau pihak berkuasa minta bukti anda boleh dipercayai — menang tender, sewa premis, atau kredit pembekal.When a customer or authority wants proof you can be trusted — winning a tender, renting premises, or getting supplier credit.

Menang kerja kerajaan RM1j yang perlukan bon prestasi 5% → daripada kunci RM50k tunai sendiri, bank keluarkan jaminan RM50k kepada pelanggan. Tunai anda kekal bekerja; pelanggan hanya boleh tuntut jika anda gagal siapkan kerja.Win a RM1m govt job needing a 5% performance bond → instead of locking up RM50k of your own cash, the bank issues a RM50k guarantee to the client. Your cash keeps working; they can only claim it if you fail to deliver.

• Pendaftaran SSMSSM registration
• Penyata bank 6 bulan6 months bank statements
• Salinan kontrak / tenderCopy of the contract / tender

Komisen (biasanya ~1-2% setahun) & cagaran tunai yang diperlukan ditetapkan oleh bank.The commission (typically ~1–2% a year) and the cash collateral required are set by the bank.

Penyedia sebenarReal providers

Kami belum senaraikan penyedia disemak untuk laluan ini lagi. Tanya bank atau institusi kewangan anda sama ada mereka menawarkannya.We haven't listed a checked provider for this route yet. Ask your bank or financial institution whether they offer it.

• Saya dapat kontrak & perlu modalI won a contract & need capital

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