Pembiayaan invoisInvoice financing

Dapat tunai awal atas invois yang belum dibayar pelanggan.Get cash early against invoices your customers haven't paid yet.

Bila anda dah hantar barang/servis tapi tunggu bayaran.When you've delivered but are waiting to be paid.

Hantar barang RM50k, pelanggan bayar 90 hari → serah invois kepada pembiaya, dapat ~80% (RM40k) sekarang, bakinya tolak yuran bila pelanggan bayar. Kebanyakan 'recourse' — jika pelanggan tak bayar, anda tanggung balik.Deliver RM50k of goods, customer pays in 90 days → hand the invoice to the financier, get ~80% (RM40k) now, the rest minus a fee when they pay. Most are 'recourse' — if the customer never pays, you repay.

• Pendaftaran SSMSSM registration
• Penyata bank 6 bulan6 months bank statements
• Invois belum berbayarUnpaid invoices

Peratus pendahuluan, yuran & terma bergantung pada pembiaya dan pelanggan anda.The advance %, fee and terms depend on the financier and your customers.

Penyedia sebenarReal providers

BijakDana bukan pemberi pinjaman dan tidak menjadi broker pembiayaan — anda memohon terus kepada penyedia. Skim mungkin sesuai; kelulusan ditentukan oleh penyedia.BijakDana is not a lender and does not act as a financing broker — you apply directly to the provider. A scheme may fit; approval is the provider's decision.

• Saya dapat order besarI got a big order
• Saya nak cover cash flowI need to cover cash flow

Soalan lazimFAQ