Pembiayaan Islamik oleh Bank Islam Malaysia: sehingga RM1,000,000. Pembiayaan Islamik PKS (modal kerja & aset).Islamic financing by Bank Islam Malaysia: up to RM1,000,000. Islamic SME financing (working capital & assets).
Fakta disahkanVerified facts
| JenisType | Pembiayaan IslamikIslamic financing |
|---|---|
| PenyediaProvider | Bank Islam Malaysia |
| JumlahAmount | sehinggaup to RM1,000,000 · sumbersource · Disemak: 2026-09Checked: 2026-09 |
Nota: Note: SME Biz G.R.O.W programme finances up to RM1.0 million (working capital + CAPEX) per bankislam.com; the cap is sourced, the minimum isn't published — confirm current terms.
Mungkin sesuai jika…May fit if…
Ini syarat untuk anda semak sendiri — skim ini biasanya untuk perniagaan yang memenuhi perkara di bawah. Ia BUKAN kelulusan; keputusan milik penyedia.These are conditions for you to self-check — this scheme is usually for businesses that meet the points below. It is NOT an approval; the decision is the provider's.
- perniagaan anda didaftarkan di Malaysia (SSM/ROB/ROC)your business is registered in Malaysia (SSM/ROB/ROC)
- keperluan anda ialah salah satu daripada: modal kerja, beli stok, beli peralatan, ubah suai premis, buka / besarkan cawangan, kembangkan bisnesyour need is one of: working capital, buying inventory, equipment, renovation, opening/expanding outlets, growing the business
- bisnes anda pada peringkat sedang berkembang / matang / mantapyour business is at the growth-stage / mature stage
Untuk apa ia boleh digunakanWhat it can be used for
- modal kerjaworking capital
- beli stokbuying inventory
- beli peralatanequipment
- ubah suai premisrenovation
- buka / besarkan cawanganopening/expanding outlets
- kembangkan bisnesgrowing the business
Dokumen yang biasanya dimintaDocuments usually asked for
Senarai lazim — syarat tepat berbeza ikut penyedia. Sahkan di laman rasmi.A typical list — exact requirements vary by provider. Confirm on the official page.
- SSM registration
- 6 months bank statements
- owner IC
- latest financials
Cara memohonHow to apply
- Semak syarat di atas dan sediakan dokumen anda.Check the conditions above and prepare your documents.
- Pergi ke laman rasmi Bank Islam Malaysia dan baca terma semasa (had, kadar, tempoh berubah).Go to the official site of Bank Islam Malaysia and read the current terms (limits, rate, tenure change).
- Hantar permohonan Bank Islam SME Financing TERUS kepada Bank Islam Malaysia — BijakDana tidak memproses permohonan.Submit your Bank Islam SME Financing application DIRECTLY to Bank Islam Malaysia — BijakDana does not process applications.
Laman rasmi Bank Islam Malaysia →Bank Islam Malaysia official site →
BijakDana bukan Bank Islam Malaysia dan tidak memproses permohonan. Kami tunjukkan skim yang mungkin sesuai; keputusan kelulusan milik penyedia.BijakDana is not Bank Islam Malaysia and does not process applications. We show schemes that may fit; the approval decision is the provider's.
SumberSources
Data disemak: 2026-09.Data checked: 2026-09.
Soalan lazimFAQ
Apa itu Bank Islam SME Financing?
Pembiayaan Islamik oleh Bank Islam Malaysia: sehingga RM1,000,000. Pembiayaan Islamik PKS (modal kerja & aset). SME Biz G.R.O.W programme finances up to RM1.0 million (working capital + CAPEX) per bankislam.com; the cap is sourced, the minimum isn't published — confirm current terms.
Berapa banyak boleh saya dapat daripada Bank Islam SME Financing?
Had yang kami sahkan ialah sehingga RM1,000,000 (sumber: https://www.bankislam.com). Ini had satu skim, bukan jumlah semua skim — sahkan terma semasa dengan Bank Islam Malaysia.
Adakah BijakDana beritahu saya layak untuk Bank Islam SME Financing?
Tidak. Kami hanya tunjukkan syarat yang biasanya diminta supaya anda boleh semak sendiri. Keputusan kelulusan milik penyedia.
Adakah BijakDana broker pembiayaan?
Tidak. BijakDana bukan Bank Islam Malaysia dan tidak memproses permohonan. Anda memohon terus kepada penyedia.