Jaminan pinjaman oleh Credit Guarantee Corporation: RM20,000–RM10,000,000. Jaminan pinjaman untuk PKS tanpa cagaran.Loan guarantee by Credit Guarantee Corporation: RM20,000–RM10,000,000. Loan guarantees for SMEs without collateral.
Fakta disahkanVerified facts
| JenisType | Jaminan pinjamanLoan guarantee |
|---|---|
| PenyediaProvider | Credit Guarantee Corporation |
| JumlahAmount | RM20,000 – RM10,000,000 · sumbersource · Disemak: 2026-09Checked: 2026-09 |
| CagaranCollateral | Biasanya tanpa cagaran (penjamin mungkin diminta)Usually collateral-free (a guarantor may be asked) |
| JaminanGuarantee | Disokong jaminan (cth. SJPP/CGC)Guarantee-backed (e.g. SJPP/CGC) |
Nota: Note: Guarantee helps secure a bank loan when you lack collateral; pair with a lender. Portfolio-guarantee schemes from ~RM20,000; the BizJamin flagship covers financing up to RM10 million (unsecured cover capped ~RM5 million).
Mungkin sesuai jika…May fit if…
Ini syarat untuk anda semak sendiri — skim ini biasanya untuk perniagaan yang memenuhi perkara di bawah. Ia BUKAN kelulusan; keputusan milik penyedia.These are conditions for you to self-check — this scheme is usually for businesses that meet the points below. It is NOT an approval; the decision is the provider's.
- perniagaan anda didaftarkan di Malaysia (SSM/ROB/ROC)your business is registered in Malaysia (SSM/ROB/ROC)
- bisnes anda pada peringkat sedang berkembang / matang / mantapyour business is at the growth-stage / mature stage
- anda tiada cagaran — skim ini biasanya tanpa cagaran (penjamin mungkin diminta)you have no collateral — this scheme is usually collateral-free (a guarantor may be asked)
Untuk apa ia boleh digunakanWhat it can be used for
- pelbagai keperluan perniagaan (am)a range of business needs (general)
Dokumen yang biasanya dimintaDocuments usually asked for
Senarai lazim — syarat tepat berbeza ikut penyedia. Sahkan di laman rasmi.A typical list — exact requirements vary by provider. Confirm on the official page.
- SSM registration
- 6 months bank statements
- owner IC
- latest financials
Cara memohonHow to apply
- Semak syarat di atas dan sediakan dokumen anda.Check the conditions above and prepare your documents.
- Pergi ke laman rasmi Credit Guarantee Corporation dan baca terma semasa (had, kadar, tempoh berubah).Go to the official site of Credit Guarantee Corporation and read the current terms (limits, rate, tenure change).
- Hantar permohonan CGC Loan Guarantee TERUS kepada Credit Guarantee Corporation — BijakDana tidak memproses permohonan.Submit your CGC Loan Guarantee application DIRECTLY to Credit Guarantee Corporation — BijakDana does not process applications.
Laman rasmi Credit Guarantee Corporation →Credit Guarantee Corporation official site →
BijakDana bukan Credit Guarantee Corporation dan tidak memproses permohonan. Kami tunjukkan skim yang mungkin sesuai; keputusan kelulusan milik penyedia.BijakDana is not Credit Guarantee Corporation and does not process applications. We show schemes that may fit; the approval decision is the provider's.
SumberSources
Data disemak: 2026-09.Data checked: 2026-09.
Soalan lazimFAQ
Apa itu CGC Loan Guarantee?
Jaminan pinjaman oleh Credit Guarantee Corporation: RM20,000–RM10,000,000. Jaminan pinjaman untuk PKS tanpa cagaran. Guarantee helps secure a bank loan when you lack collateral; pair with a lender. Portfolio-guarantee schemes from ~RM20,000; the BizJamin flagship covers financing up to RM10 million (unsecured cover capped ~RM5 million).
Berapa banyak boleh saya dapat daripada CGC Loan Guarantee?
Had yang kami sahkan ialah RM20,000–RM10,000,000 (sumber: https://www.cgc.com.my/en-us/what-we-do/guarantee/). Ini had satu skim, bukan jumlah semua skim — sahkan terma semasa dengan Credit Guarantee Corporation.
Adakah BijakDana beritahu saya layak untuk CGC Loan Guarantee?
Tidak. Kami hanya tunjukkan syarat yang biasanya diminta supaya anda boleh semak sendiri. Keputusan kelulusan milik penyedia.
Adakah BijakDana broker pembiayaan?
Tidak. BijakDana bukan Credit Guarantee Corporation dan tidak memproses permohonan. Anda memohon terus kepada penyedia.