Pembiayaan Islamik oleh Halal Development Corporation (HDC) × Bank Islam: jumlah ikut penyedia. Pembiayaan Islamik HDC × Bank Islam untuk PKS industri halal (pensijilan, modal kerja, CAPEX) — tanpa cagaran.Islamic financing by Halal Development Corporation (HDC) × Bank Islam: amount set by the provider. HDC × Bank Islam Islamic financing for halal-industry SMEs (certification, working capital, capex) — collateral-free.
Fakta disahkanVerified facts
| JenisType | Pembiayaan IslamikIslamic financing |
|---|---|
| PenyediaProvider | Halal Development Corporation (HDC) × Bank Islam |
| JumlahAmount | Tidak dinyatakan pada laman rasmi — sahkan dengan penyedia.Not stated on the official page — confirm with the provider. · Disemak: 2026-09Checked: 2026-09 |
| CagaranCollateral | Biasanya tanpa cagaran (penjamin mungkin diminta)Usually collateral-free (a guarantor may be asked) |
Nota: Note: HDC × Bank Islam GO Halal SME Financing, to "support the development of the country's halal ecosystem and industry"; finances "Halal certification process, Takaful contributions, working capital requirements as well as business capital expenditure"; collateral-free; HDC/HIP membership required. The launch report (BERNAMA, national news agency) states RM100,000–RM1 million (sole prop/partnership) and RM100,000–RM3 million (Sdn Bhd), 7-year tenure, with a Bumiputera-participation focus — but these are launch-announcement figures, not the provider's own published rate card (HDC/Bank Islam pages were bot-walled), so amountMax is left null; confirm the current product + cap with Bank Islam / HDC. Halal scope maps to retail (incl. halal F&B) and halal manufacturing.
Mungkin sesuai jika…May fit if…
Ini syarat untuk anda semak sendiri — skim ini biasanya untuk perniagaan yang memenuhi perkara di bawah. Ia BUKAN kelulusan; keputusan milik penyedia.These are conditions for you to self-check — this scheme is usually for businesses that meet the points below. It is NOT an approval; the decision is the provider's.
- perniagaan anda didaftarkan di Malaysia (SSM/ROB/ROC)your business is registered in Malaysia (SSM/ROB/ROC)
- keperluan anda ialah salah satu daripada: modal kerja, pensijilan, beli peralatan, kembangkan bisnesyour need is one of: working capital, certification, equipment, growing the business
- aktiviti anda dalam bidang retail, manufacturing (skim ini khusus untuk bidang itu)your activity is in retail, manufacturing (this scheme is specific to that field)
- bisnes anda pada peringkat sedang berkembang / matang / mantapyour business is at the growth-stage / mature stage
- anda tiada cagaran — skim ini biasanya tanpa cagaran (penjamin mungkin diminta)you have no collateral — this scheme is usually collateral-free (a guarantor may be asked)
Untuk apa ia boleh digunakanWhat it can be used for
- modal kerjaworking capital
- pensijilancertification
- beli peralatanequipment
- kembangkan bisnesgrowing the business
Dokumen yang biasanya dimintaDocuments usually asked for
Senarai lazim — syarat tepat berbeza ikut penyedia. Sahkan di laman rasmi.A typical list — exact requirements vary by provider. Confirm on the official page.
- SSM registration
- HDC / HIP membership
- 6 months bank statements
- latest financials
Cara memohonHow to apply
- Semak syarat di atas dan sediakan dokumen anda.Check the conditions above and prepare your documents.
- Pergi ke laman rasmi Halal Development Corporation (HDC) × Bank Islam dan baca terma semasa (had, kadar, tempoh berubah).Go to the official site of Halal Development Corporation (HDC) × Bank Islam and read the current terms (limits, rate, tenure change).
- Hantar permohonan GO Halal SME Financing Programme TERUS kepada Halal Development Corporation (HDC) × Bank Islam — BijakDana tidak memproses permohonan.Submit your GO Halal SME Financing Programme application DIRECTLY to Halal Development Corporation (HDC) × Bank Islam — BijakDana does not process applications.
BijakDana bukan Halal Development Corporation (HDC) × Bank Islam dan tidak memproses permohonan. Kami tunjukkan skim yang mungkin sesuai; keputusan kelulusan milik penyedia.BijakDana is not Halal Development Corporation (HDC) × Bank Islam and does not process applications. We show schemes that may fit; the approval decision is the provider's.
SumberSources
Data disemak: 2026-09.Data checked: 2026-09.
Soalan lazimFAQ
Apa itu GO Halal SME Financing Programme?
Pembiayaan Islamik oleh Halal Development Corporation (HDC) × Bank Islam: jumlah ikut penyedia. Pembiayaan Islamik HDC × Bank Islam untuk PKS industri halal (pensijilan, modal kerja, CAPEX) — tanpa cagaran. HDC × Bank Islam GO Halal SME Financing, to "support the development of the country's halal ecosystem and industry"; finances "Halal certification process, Takaful contributions, working capital requirements as well as business capital expenditure"; collateral-free; HDC/HIP membership required. The launch report (BERNAMA, national news agency) states RM100,000–RM1 million (sole prop/partnership) and RM100,000–RM3 million (Sdn Bhd), 7-year tenure, with a Bumiputera-participation focus — but these are launch-announcement figures, not the provider's own published rate card (HDC/Bank Islam pages were bot-walled), so amountMax is left null; confirm the current product + cap with Bank Islam / HDC. Halal scope maps to retail (incl. halal F&B) and halal manufacturing.
Berapa banyak boleh saya dapat daripada GO Halal SME Financing Programme?
Jumlahnya tidak dinyatakan pada laman rasmi yang boleh kami sahkan — sahkan dengan Halal Development Corporation (HDC) × Bank Islam.
Adakah BijakDana beritahu saya layak untuk GO Halal SME Financing Programme?
Tidak. Kami hanya tunjukkan syarat yang biasanya diminta supaya anda boleh semak sendiri. Keputusan kelulusan milik penyedia.
Adakah BijakDana broker pembiayaan?
Tidak. BijakDana bukan Halal Development Corporation (HDC) × Bank Islam dan tidak memproses permohonan. Anda memohon terus kepada penyedia.