Pembiayaan DFI oleh SME Bank (via MOTAC): RM50,000–RM20,000,000. Dana khas pelancongan SME Bank untuk projek pelancongan berdaftar MOTAC (ekuiti Bumiputera min. 60%).DFI financing by SME Bank (via MOTAC): RM50,000–RM20,000,000. SME Bank special tourism fund for MOTAC-registered tourism projects (min. 60% Bumiputera equity).
Fakta disahkanVerified facts
| JenisType | Pembiayaan DFIDFI financing |
|---|---|
| PenyediaProvider | SME Bank (via MOTAC) |
| JumlahAmount | RM50,000 – RM20,000,000 · sumbersource · Disemak: 2026-09Checked: 2026-09 |
| KeutamaanPreference | Mengutamakan usahawan Bumiputera — sahkan syaratPrioritises Bumiputera entrepreneurs — confirm the condition |
Nota: Note: SME Bank Tabung Khas Pelancongan (Special Tourism Fund), under MOTAC. Verbatim (SME Bank): "The company must be registered with the Ministry of Tourism, Arts and Culture (MOTAC) or recognized by MOTAC or endorsed as a tourism project by MOTAC"; minimum RM50,000, maximum RM20.0 million. MOTAC's page states a lower max (RM5 million) and "minimum Bumiputera equity holding of 60%" → bumiPreference true (demoted + caveated for non-bumi owners). Cap uses the provider's (SME Bank) figure; the two official pages differ — confirm the current cycle. Offered until 31 December 2026 per MOTAC. Islamic facility.
Mungkin sesuai jika…May fit if…
Ini syarat untuk anda semak sendiri — skim ini biasanya untuk perniagaan yang memenuhi perkara di bawah. Ia BUKAN kelulusan; keputusan milik penyedia.These are conditions for you to self-check — this scheme is usually for businesses that meet the points below. It is NOT an approval; the decision is the provider's.
- perniagaan anda didaftarkan di Malaysia (SSM/ROB/ROC)your business is registered in Malaysia (SSM/ROB/ROC)
- keperluan anda ialah salah satu daripada: modal kerja, beli peralatan, ubah suai premis, kembangkan bisnes, buka / besarkan cawanganyour need is one of: working capital, equipment, renovation, growing the business, opening/expanding outlets
- skim ini mengutamakan usahawan Bumiputera — sahkan syarat ekuiti/pemilikan dengan penyedia (ia bukan penghalang mutlak untuk semua skim, tetapi skim INI menyatakannya)this scheme prioritises Bumiputera entrepreneurs — confirm the equity/ownership condition with the provider (not an absolute bar for every scheme, but THIS one states it)
- aktiviti anda dalam bidang tourism (skim ini khusus untuk bidang itu)your activity is in tourism (this scheme is specific to that field)
- bisnes anda pada peringkat sedang berkembang / matang / mantapyour business is at the growth-stage / mature stage
Untuk apa ia boleh digunakanWhat it can be used for
- modal kerjaworking capital
- beli peralatanequipment
- ubah suai premisrenovation
- kembangkan bisnesgrowing the business
- buka / besarkan cawanganopening/expanding outlets
Dokumen yang biasanya dimintaDocuments usually asked for
Senarai lazim — syarat tepat berbeza ikut penyedia. Sahkan di laman rasmi.A typical list — exact requirements vary by provider. Confirm on the official page.
- SSM registration
- 6 months bank statements
- owner IC
- latest financials
Cara memohonHow to apply
- Semak syarat di atas dan sediakan dokumen anda.Check the conditions above and prepare your documents.
- Pergi ke laman rasmi SME Bank (via MOTAC) dan baca terma semasa (had, kadar, tempoh berubah).Go to the official site of SME Bank (via MOTAC) and read the current terms (limits, rate, tenure change).
- Hantar permohonan Tabung Khas Pelancongan (TKP) TERUS kepada SME Bank (via MOTAC) — BijakDana tidak memproses permohonan.Submit your Tabung Khas Pelancongan (TKP) application DIRECTLY to SME Bank (via MOTAC) — BijakDana does not process applications.
Laman rasmi SME Bank (via MOTAC) →SME Bank (via MOTAC) official site →
BijakDana bukan SME Bank (via MOTAC) dan tidak memproses permohonan. Kami tunjukkan skim yang mungkin sesuai; keputusan kelulusan milik penyedia.BijakDana is not SME Bank (via MOTAC) and does not process applications. We show schemes that may fit; the approval decision is the provider's.
SumberSources
Data disemak: 2026-09.Data checked: 2026-09.
Soalan lazimFAQ
Apa itu Tabung Khas Pelancongan (TKP)?
Pembiayaan DFI oleh SME Bank (via MOTAC): RM50,000–RM20,000,000. Dana khas pelancongan SME Bank untuk projek pelancongan berdaftar MOTAC (ekuiti Bumiputera min. 60%). SME Bank Tabung Khas Pelancongan (Special Tourism Fund), under MOTAC. Verbatim (SME Bank): "The company must be registered with the Ministry of Tourism, Arts and Culture (MOTAC) or recognized by MOTAC or endorsed as a tourism project by MOTAC"; minimum RM50,000, maximum RM20.0 million. MOTAC's page states a lower max (RM5 million) and "minimum Bumiputera equity holding of 60%" → bumiPreference true (demoted + caveated for non-bumi owners). Cap uses the provider's (SME Bank) figure; the two official pages differ — confirm the current cycle. Offered until 31 December 2026 per MOTAC. Islamic facility.
Berapa banyak boleh saya dapat daripada Tabung Khas Pelancongan (TKP)?
Had yang kami sahkan ialah RM50,000–RM20,000,000 (sumber: https://www.smebank.com.my/tabung-khas-pelancongan-tkp). Ini had satu skim, bukan jumlah semua skim — sahkan terma semasa dengan SME Bank (via MOTAC).
Adakah BijakDana beritahu saya layak untuk Tabung Khas Pelancongan (TKP)?
Tidak. Kami hanya tunjukkan syarat yang biasanya diminta supaya anda boleh semak sendiri. Keputusan kelulusan milik penyedia.
Adakah BijakDana broker pembiayaan?
Tidak. BijakDana bukan SME Bank (via MOTAC) dan tidak memproses permohonan. Anda memohon terus kepada penyedia.