Pembiayaan DFI oleh Agrobank (Bank Pertanian Malaysia Berhad): RM50,000–RM500,000. Modal kerja Agrobank untuk penyedia perkhidmatan padi di bawah seliaan BERNAS (tanam & urus tanaman).DFI financing by Agrobank (Bank Pertanian Malaysia Berhad): RM50,000–RM500,000. Agrobank working-capital financing for BERNAS-supervised paddy service providers (planting & crop management).
Fakta disahkanVerified facts
| JenisType | Pembiayaan DFIDFI financing |
|---|---|
| PenyediaProvider | Agrobank (Bank Pertanian Malaysia Berhad) |
| JumlahAmount | RM50,000 – RM500,000 · sumbersource · Disemak: 2026-09Checked: 2026-09 |
Nota: Note: Agrobank (national agriculture DFI) BERNAS Financing. Verbatim: working-capital financing "to the service providers under BERNAS supervision for planting and crop management of paddy farmers"; "Service provider must be registered under BERNAS"; minimum RM50,000, maximum RM500,000; profit rate "4% per annum calculated on monthly balance"; tenure up to 5 years. Islamic (Tawarruq). Verified on Agrobank's own product page.
Mungkin sesuai jika…May fit if…
Ini syarat untuk anda semak sendiri — skim ini biasanya untuk perniagaan yang memenuhi perkara di bawah. Ia BUKAN kelulusan; keputusan milik penyedia.These are conditions for you to self-check — this scheme is usually for businesses that meet the points below. It is NOT an approval; the decision is the provider's.
- perniagaan anda didaftarkan di Malaysia (SSM/ROB/ROC)your business is registered in Malaysia (SSM/ROB/ROC)
- keperluan anda ialah salah satu daripada: modal kerja, beli stokyour need is one of: working capital, buying inventory
- aktiviti anda dalam bidang agri (skim ini khusus untuk bidang itu)your activity is in agri (this scheme is specific to that field)
- bisnes anda dalam sektor primer (pertanian/ternakan/perikanan)your business is in primary sector (agriculture/livestock/fisheries)
- bisnes anda pada peringkat baru bermula / sedang berkembangyour business is at the early-stage / growth-stage stage
Untuk apa ia boleh digunakanWhat it can be used for
- modal kerjaworking capital
- beli stokbuying inventory
Dokumen yang biasanya dimintaDocuments usually asked for
Senarai lazim — syarat tepat berbeza ikut penyedia. Sahkan di laman rasmi.A typical list — exact requirements vary by provider. Confirm on the official page.
- SSM registration
- 6 months bank statements
- owner IC
- latest financials
Cara memohonHow to apply
- Semak syarat di atas dan sediakan dokumen anda.Check the conditions above and prepare your documents.
- Pergi ke laman rasmi Agrobank (Bank Pertanian Malaysia Berhad) dan baca terma semasa (had, kadar, tempoh berubah).Go to the official site of Agrobank (Bank Pertanian Malaysia Berhad) and read the current terms (limits, rate, tenure change).
- Hantar permohonan BERNAS Financing Programme TERUS kepada Agrobank (Bank Pertanian Malaysia Berhad) — BijakDana tidak memproses permohonan.Submit your BERNAS Financing Programme application DIRECTLY to Agrobank (Bank Pertanian Malaysia Berhad) — BijakDana does not process applications.
BijakDana bukan Agrobank (Bank Pertanian Malaysia Berhad) dan tidak memproses permohonan. Kami tunjukkan skim yang mungkin sesuai; keputusan kelulusan milik penyedia.BijakDana is not Agrobank (Bank Pertanian Malaysia Berhad) and does not process applications. We show schemes that may fit; the approval decision is the provider's.
SumberSources
Data disemak: 2026-09.Data checked: 2026-09.
Soalan lazimFAQ
Apa itu BERNAS Financing Programme?
Pembiayaan DFI oleh Agrobank (Bank Pertanian Malaysia Berhad): RM50,000–RM500,000. Modal kerja Agrobank untuk penyedia perkhidmatan padi di bawah seliaan BERNAS (tanam & urus tanaman). Agrobank (national agriculture DFI) BERNAS Financing. Verbatim: working-capital financing "to the service providers under BERNAS supervision for planting and crop management of paddy farmers"; "Service provider must be registered under BERNAS"; minimum RM50,000, maximum RM500,000; profit rate "4% per annum calculated on monthly balance"; tenure up to 5 years. Islamic (Tawarruq). Verified on Agrobank's own product page.
Berapa banyak boleh saya dapat daripada BERNAS Financing Programme?
Had yang kami sahkan ialah RM50,000–RM500,000 (sumber: https://www.agrobank.com.my/product/program-bernas-financing/). Ini had satu skim, bukan jumlah semua skim — sahkan terma semasa dengan Agrobank (Bank Pertanian Malaysia Berhad).
Adakah BijakDana beritahu saya layak untuk BERNAS Financing Programme?
Tidak. Kami hanya tunjukkan syarat yang biasanya diminta supaya anda boleh semak sendiri. Keputusan kelulusan milik penyedia.
Adakah BijakDana broker pembiayaan?
Tidak. BijakDana bukan Agrobank (Bank Pertanian Malaysia Berhad) dan tidak memproses permohonan. Anda memohon terus kepada penyedia.