Pembiayaan mikro oleh Agrobank (Bank Pertanian Malaysia Berhad): sehingga RM150,000. Kredit mikro Agrobank untuk usahawan mikro dalam aktiviti pertanian & berasaskan agro (semua peringkat).Microfinance by Agrobank (Bank Pertanian Malaysia Berhad): up to RM150,000. Agrobank micro-credit for micro-entrepreneurs in agriculture & agro-based activities (all stages).
Fakta disahkanVerified facts
| JenisType | Pembiayaan mikroMicrofinance |
|---|---|
| PenyediaProvider | Agrobank (Bank Pertanian Malaysia Berhad) |
| JumlahAmount | sehinggaup to RM150,000 · sumbersource · Disemak: 2026-09Checked: 2026-09 |
| CagaranCollateral | Biasanya tanpa cagaran (penjamin mungkin diminta)Usually collateral-free (a guarantor may be asked) |
Nota: Note: Agrobank (national agriculture DFI) AGRO Kredit Mikro. Verbatim eligibility: "micro entrepreneurs to undertake economic activities involving agriculture and agro-based activities covering all stages of production, processing, services, marketing and consumer needs"; maximum RM150,000, "up to 100% of the total cost"; tenure up to 60 months; no collateral (guarantor required). Islamic (Tawarruq). Verified on Agrobank's own product page. Agro-based scope includes livestock/fisheries value-chain activity — confirm your activity qualifies.
Mungkin sesuai jika…May fit if…
Ini syarat untuk anda semak sendiri — skim ini biasanya untuk perniagaan yang memenuhi perkara di bawah. Ia BUKAN kelulusan; keputusan milik penyedia.These are conditions for you to self-check — this scheme is usually for businesses that meet the points below. It is NOT an approval; the decision is the provider's.
- perniagaan anda didaftarkan di Malaysia (SSM/ROB/ROC)your business is registered in Malaysia (SSM/ROB/ROC)
- keperluan anda ialah salah satu daripada: modal kerja, beli stok, beli peralatan, ubah suai premis, buka / besarkan cawangan, kembangkan bisnesyour need is one of: working capital, buying inventory, equipment, renovation, opening/expanding outlets, growing the business
- aktiviti anda dalam bidang agri (skim ini khusus untuk bidang itu)your activity is in agri (this scheme is specific to that field)
- bisnes anda dalam sektor primer (pertanian/ternakan/perikanan)your business is in primary sector (agriculture/livestock/fisheries)
- bisnes anda pada peringkat baru bermula / sedang berkembangyour business is at the early-stage / growth-stage stage
- anda tiada cagaran — skim ini biasanya tanpa cagaran (penjamin mungkin diminta)you have no collateral — this scheme is usually collateral-free (a guarantor may be asked)
Untuk apa ia boleh digunakanWhat it can be used for
- modal kerjaworking capital
- beli stokbuying inventory
- beli peralatanequipment
- ubah suai premisrenovation
- buka / besarkan cawanganopening/expanding outlets
- kembangkan bisnesgrowing the business
Dokumen yang biasanya dimintaDocuments usually asked for
Senarai lazim — syarat tepat berbeza ikut penyedia. Sahkan di laman rasmi.A typical list — exact requirements vary by provider. Confirm on the official page.
- SSM registration
- 6 months bank statements
- owner IC
- latest financials
Cara memohonHow to apply
- Semak syarat di atas dan sediakan dokumen anda.Check the conditions above and prepare your documents.
- Pergi ke laman rasmi Agrobank (Bank Pertanian Malaysia Berhad) dan baca terma semasa (had, kadar, tempoh berubah).Go to the official site of Agrobank (Bank Pertanian Malaysia Berhad) and read the current terms (limits, rate, tenure change).
- Hantar permohonan AGRO Kredit Mikro TERUS kepada Agrobank (Bank Pertanian Malaysia Berhad) — BijakDana tidak memproses permohonan.Submit your AGRO Kredit Mikro application DIRECTLY to Agrobank (Bank Pertanian Malaysia Berhad) — BijakDana does not process applications.
BijakDana bukan Agrobank (Bank Pertanian Malaysia Berhad) dan tidak memproses permohonan. Kami tunjukkan skim yang mungkin sesuai; keputusan kelulusan milik penyedia.BijakDana is not Agrobank (Bank Pertanian Malaysia Berhad) and does not process applications. We show schemes that may fit; the approval decision is the provider's.
SumberSources
Data disemak: 2026-09.Data checked: 2026-09.
Soalan lazimFAQ
Apa itu AGRO Kredit Mikro?
Pembiayaan mikro oleh Agrobank (Bank Pertanian Malaysia Berhad): sehingga RM150,000. Kredit mikro Agrobank untuk usahawan mikro dalam aktiviti pertanian & berasaskan agro (semua peringkat). Agrobank (national agriculture DFI) AGRO Kredit Mikro. Verbatim eligibility: "micro entrepreneurs to undertake economic activities involving agriculture and agro-based activities covering all stages of production, processing, services, marketing and consumer needs"; maximum RM150,000, "up to 100% of the total cost"; tenure up to 60 months; no collateral (guarantor required). Islamic (Tawarruq). Verified on Agrobank's own product page. Agro-based scope includes livestock/fisheries value-chain activity — confirm your activity qualifies.
Berapa banyak boleh saya dapat daripada AGRO Kredit Mikro?
Had yang kami sahkan ialah sehingga RM150,000 (sumber: https://www.agrobank.com.my/product/kredit-mikro/). Ini had satu skim, bukan jumlah semua skim — sahkan terma semasa dengan Agrobank (Bank Pertanian Malaysia Berhad).
Adakah BijakDana beritahu saya layak untuk AGRO Kredit Mikro?
Tidak. Kami hanya tunjukkan syarat yang biasanya diminta supaya anda boleh semak sendiri. Keputusan kelulusan milik penyedia.
Adakah BijakDana broker pembiayaan?
Tidak. BijakDana bukan Agrobank (Bank Pertanian Malaysia Berhad) dan tidak memproses permohonan. Anda memohon terus kepada penyedia.